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  • You may notice that CIT Direct Capital is now simply called CIT. We hope you enjoy our fresh new look and website that brings together the CIT offering in a more cohesive way.

  • Equipped to help you build your business.

    With CIT, you, your business and your financial needs always come first.

    Apply Now
  • small-buisness-partnership-women-shake-hands

    Partners

    Want to introduce your business customers to CIT as a trusted lender and experience solutions like our award-winning point-of-sale financing platform?1

    Explore partnership
  • small-buisness-finance-man-and-woman-loading-boxes

    Finance

    Every business has its own unique needs - equipment, technology, inventory purchases, and more. We offer comprehensive lending options to meet virtually all of them.

    See financing options
    small-buisness-industries-man-pushing-cart-of-cardboard-boxes-in-factory

    Industry

    Computer equipment. Restaurant booths. Machine tools. X-ray equipment. We provide leasing and financing to an incredible variety of businesses.

    Discover industries
    Learn

    Learn

    We’ve assembled quick tips and data-driven resources to help you stay on top of the latest business-related facts and figures.

    Start learning
  • Fintech Breakthrough Award 2018
    Fintech Breakthrough Award for Best Small Business Lending Solution
    ELFA trophy
    ELFA’s 2017 Operations and Technology Excellence Award

    Award-winning technology

    CIT is proud to have earned several awards recognizing our small business digital lending technology as a top innovation in the financing industry. 

    See all awards

  • The Process

    1

    Apply online.

    It can take as little as 3 minutes.

    2

    Sign your documents electronically.

    We'll send your contracts in an online format.

    3

    Get your financing.

    Ready to get started?

    Apply now