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  • Business finance left illustration

    Finance

    Our flexible options let you get small business financing on your terms.

    Business finance right illustration
  • If you can dream it, we can finance it

    Every business has its own unique needs - equipment, technology, inventory purchases, and more. As a small business owner, you’ve got plenty of options when choosing a payment method for your various invoices. You may have already thought about applying for a personal loan or even borrowing cash from friends or family.

    Financing from CIT is an alternative you should strongly consider. Most financing decisions are delivered within minutes of applying, and the application itself is easy to complete. You can even apply from your phone, tablet, laptop, or anywhere else you can access the internet!

  • Compare financing options


    up to

    $500,000

    application only

    Term length

    12 – 72 months

    Rates

    Annual interest rates as low as 5.49% for qualified customers

    Funding speed

    As fast as 1 day

    Repayment

    Monthly, seasonal, and deferred payments available

    Uses

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    Construction Equipment
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    Restaurant Equipment
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    Commercial Vehicles
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    Technology
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    Machine Tool
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    Medical Equipment

    up to

    $250,000

    Term length

    6 – 18 months

    Rates

    Annual interest rates as low as 9.99% for qualified customers

    Funding speed

    As fast as SAME DAY

    Repayment

    Daily or weekly

    Uses

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    Equipment/technology purchases
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    Soft costs like inventory
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    Marketing and payroll
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    Cash flow management

    up to

    $500,000

    application only

    Term length

    6 - 84 months

    Rates

    Varies by financing product

    Funding speed

    As fast as 1 day

    Repayment

    Varies by financing product. Seasonal and deferred payments available.

    Uses

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    Equipment or technology upgrades
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    Remodels
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    Working capital
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    New locations
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    Acquisitions
  • Bulldozer illustrated icon

    Capital Equipment

    Need larger financing amounts for equipment? Utilize capital equipment financing from CIT and stay ahead of the competition.

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    SBA Lending

    Small businesses rely on us to expand existing business, create permanent working capital and consolidate debt.

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    Supply Chain Finance

    Our Supply Chain Finance solution supports the alignment of buyers and their suppliers while unlocking working capital and mitigating risks.

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    Factoring

    For over 100 years, we have been one of the most experienced providers in the factoring industry.

  • Quick and straightforward small business financing

    Douglas-Peterson-customer-testimonial

    “I can’t sing the praises enough. The whole experience was so amazing.” Douglas Peterson
    Owner
    Performance Lighting

  • The Process

    1

    Apply online.

    It can take as little as 3 minutes.

    2

    Sign your documents electronically.

    We'll send your contracts in an online format.

    3

    Get your financing.

    Ready to get started?

    Apply now