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Finance

Our flexible options let you get small business financing on your terms.

If you can dream it, we can finance it

Every business has its own unique needs - equipment, technology, inventory purchases, and more. As a small business owner, you’ve got plenty of options when choosing a payment method for your various invoices. You may have already thought about applying for a personal loan or even borrowing cash from friends or family.

Financing from CIT is an alternative you should strongly consider. Most financing decisions are delivered within minutes of applying, and the application itself is easy to complete. You can even apply from your phone, tablet, laptop, or anywhere else you can access the internet!

Compare financing options


up to

$500,000

application only

Term length

12 – 72 months

Rates

Annual interest rates as low as 5.49% for qualified customers

Funding speed

As fast as 1 day

Repayment

Monthly, seasonal, and deferred payments available

Uses

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Construction Equipment
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Restaurant Equipment
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Commercial Vehicles
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Technology
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Machine Tool
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Medical Equipment

up to

$250,000

Term length

6 – 18 months

Rates

Annual interest rates as low as 9.99% for qualified customers

Funding speed

As fast as SAME DAY

Repayment

Daily or weekly

Uses

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Equipment/technology purchases
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Soft costs like inventory
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Marketing and payroll
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Cash flow management

up to

$500,000

application only

Term length

6 - 84 months

Rates

Varies by financing product

Funding speed

As fast as 1 day

Repayment

Varies by financing product. Seasonal and deferred payments available.

Uses

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Equipment or technology upgrades
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Remodels
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Working capital
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New locations
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Acquisitions

Capital Equipment

Need larger financing amounts for equipment? Utilize capital equipment financing from CIT and stay ahead of the competition.

SBA Lending

Small businesses rely on us to expand existing business, create permanent working capital and consolidate debt.

Supply Chain Finance

Our Supply Chain Finance solution supports the alignment of buyers and their suppliers while unlocking working capital and mitigating risks.

Factoring

For over 100 years, we have been one of the most experienced providers in the factoring industry.

Quick and straightforward small business financing

“I can’t sing the praises enough. The whole experience was so amazing.” Douglas Peterson
Owner
Performance Lighting

The Process

1

Apply online.

It can take as little as 3 minutes.

2

Sign your documents electronically.

We'll send your contracts in an online format.

3

Get your financing.

Ready to get started?

Apply now