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All CIT Bank Products

Let us help you find the right product to help you reach your savings goal.

CIT Bank savings 1

Reach your goals with interest rates to help maximize your return.

Savings Products
AccountAPY2Minimum balances 
Savings Builder3


Opening: $100

Daily: <$25,000

Open an account
Savings Builder3-%**

Opening: $100

Daily: <$25,000 but with monthly deposit of $100 or more

Open an account
Savings Builder3-%

Opening: $100

Daily: ≥$25,000

Open an account
Premier High Yield Savings4-%Opening: $100Open an account

CIT Bank Money Market 1,5

High-yield rates. Flexible money access. 

Money Market Products
Account APY2Minimum opening deposit  
Money Market -%$100 Open an account

Term CDs 6

A selection of terms, all with a low minimum deposit.

Term CD Products
TermAPY2Minimum opening deposit 
6-Month-%$1,000Open an account
1-Year-%$1,000 Open an account
13-Month7-%$1,000 Open an account
18-Month7-%$1,000 Open an account
2-Year-%$1,000 Open an account
3-Year-%$1,000 Open an account
4-Year-%$1,000 Open an account
5-Year -%$1,000Open an account

No-Penalty CD

Assurance and flexibility with access to funds.

No-Penalty Products
Term8APY2Minimum deposit opening 
11-Months-%$1,000Open an account

Jumbo CDs 6

Earn higher rates on bigger deposits.

Jumbo CD Products
TermAPY2Minimum opening deposit 
2-Year-%$100,000Open an account
3-Year-%$100,000 Open an account
4-Year-%$100,000 Open an account
5-Year-%$100,000 Open an account

CIT Bank Custodial Accounts

Save money for a child’s future. All CIT Bank accounts except High Yield Savings Accounts can be set up as custodial accounts under the Uniform Transfers to Minors Act.

Member FDIC - Teal text

Your money is safe and sound.

CIT Bank, N.A. is a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.