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Home Loans

Relationship pricing for new mortgages to maximize your home loan savings.

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For more information and assistance Loan Consultants are available Monday through Friday, 7 a.m. to 6 p.m. (PT).

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Relationship Benefits

Get $525 Cash Back deposited into your CIT Bank or OneWest Bank account after you close your new home loan with CIT Bank! Reduce your mortgage rate with one of the two relationship discounts, either by 0.10% with 10% of the loan amount in new deposits or by 0.20% with 25% of the loan amount in new deposits.

Lower monthly payments

CIT Bank offers:

  • Portfolio interest-only 5/1, 7/1, 10/1 loans
  • 30-year, fixed interest-only loans for well-qualified borrowers who want the lowest rate and payment options 

What customers are saying about CIT Bank home loans

“Online processing was awesome so was my loan officer.  Very knowledgeable and made the process easy :) ” – Norma M.

“Excellent responsiveness, attention to detail, clearly defined process.”
– Vishal S. 

“Great rate and much easier than I expected to deal with via email; very responsive.” – James C.

“The team did a great job with my refinance. Very transparent and communicated each step of the process. Would recommend to family and friends.” – Omar O.

GOBankingRates' Top 10 Best Online Banks of 2018
Bankrate’s Safe & Sound® Rankings

Your hard-earned money deserves a hard-working bank 1

Competitive rates. Expertise. Results. These are what our customers value and what we deliver on day in and day out. Now the industry has taken notice. Take a look at our awards and accolades.

Equal housing lender

Equal Housing Lender