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Deposit Solutions

Custom options for your deposit and reserve accounts.

Solutions that work for you

Interest-bearing accounts Secure your deposits while earning a competitive interest rate on checking, money market and other accounts and on certificates of deposit.
Certificates of deposit (CDs) Rates and terms vary based on deposit amount and length of CD.
Sweep accounts Move your excess funds overnight to earn interest on a checking or operating account.
Automated insured cash sweep (ICS)TM Protect your deposit funds when they exceed FDIC insurance limits. The ICS1 program provides you with control over your deposits.

HOA Premium Reserve Solution

Competitive rates. Secure deposits. Streamlined banking. You get the flexibility you need to access funds when you need them. Get the ease of dealing with one bank, a competitive rate of return and the security of knowing your funds are protected.

Premium Sweep Account

Get access to your funds daily with unlimited withdrawals.

Premium Money Market

Access your funds with six withdrawals per month.

Premium CD

Fixed rates based on selected terms of 30 days to 60 months.

Premium Ladder CD

Fixed rate with access to your funds every few months and flexible terms that meet your needs: 1, 3, 6, 9 or 12 months. 

Your money is safe and sound

CIT Bank, N.A. is a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

Choose the account that works for your community association.